However per Western Union - depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount. If you’re sending money to someone, you better make sure they pick it up. The service charge conditions are described on the back of the money order. There is no minimum, but you’ll have to pay a fee for each order. After that time period, the money order can no longer be cashed at face value but you can request a refund … When you submit your cancellation form, you can either request a replacement money order or a refund of the purchase price. You can make put the money order into your name and then either cash it at a post office or your bank. The chain sells both MoneyGram and Western Union money orders and fees start at 89 cents. However, people make errors by misspelling names or providing other inaccurate details. Answered, Are Money Orders Safe? 63 Options Detailed, Can You Mail a Money Order? Pay with cash or debit card to avoid those fees. hi And that post offices will cash money orders but there’s not often much cash on hand so it would be wise to call ahead to your desired location and ask if they have enough money to cover your money order (without it sounding like you’re going to rob them ha). Typically, money orders from a bank expire in 90 days, but banks typically allow you to get a refund at any time if you have not used the money order by then. The first $200 of a money order is available within one day, while the first $5,000 of a cashier's check will be available within one day.
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